Emily Bron
International Lifestyle Consultant

Emily Bron - International Lifestyle Consultant

Retiring Overseas – The Growing Trend

Relocating overseas for retirement is a growing trend. More and more Americans and Canadians are planning to spend their golden years in Central or South America, Europe, or Asia. Adventurous “Snowbirds” used to flock to Florida in the colder part of the year. It turns out now the horizons are more open now.

Why are so many retirees planning to move overseas now?

Cost of Living Overseas

 A mere 20 years ago the pace of life towards retirement was completely different. More people worked in the same workplace for 20-30  years, enjoying benefits, contributing to retirement funds, and investing in stocks. Stable jobs, stable careers. By retirement their house was paid off, considerable funds saved, they could simply enjoy slowing down work, or pursue a hobby, and enjoy a disposable income.

The situation now is quite different. The rising cost of living, erosion of stable well-paid jobs, labor outsourcing, and a couple of market crashes have made it very difficult to set aside money for a comfortable retirement for many people. Fewer and fewer people have pension plans, the whole professions are disappearing halfway through an attempt at a career. Does it sound familiar?

Juggling jobs, side hustles (like driving Uber, or renting through Airbnb) still does not allow to create a nest egg for retirement. That is why the eyes turn to the places where you can cut living expenses. And it turns out it even does not need to be a compromise.

In countries like Belize, Ecuador, Nicaragua, Bulgaria, Mexico, Portugal one can enjoy comfortable living within a modest 1900 a month. Great climate, amazing nature, fresh produce come as a bonus.   

Semi-retired & Working Remotely

Retirement has changed itself. People remain active for a longer time and retain a keen interest in business or continuing doing what they love, just at a slower pace. Luckily more and more jobs offer remote work opportunities. 

 And many consider it a blessing. Now continuing working remotely and having some money coming in, it has become easier to simplify life by moving somewhere where you can cut the expenses. 

 And once again, moving overseas offer a lot of benefits for those who are able to work remotely.  

Cost of Healthcare

Cost of Healthcare

With costs of healthcare mounting higher and higher over the past few decades it came to a point when it is no longer affordable for many in the United States. Looking for budget options overseas is becoming a practical solution. From minor surgeries, dental work to long-term care programs Central America offers comparable care for a much lower price.

Although it seems to be a bit different for Canadians, who enjoy healthcare programs for free, once it comes down to specific medication, treatment, dental implant procedures, and operations, it turns out not all of it as free as it seems. So moving somewhere where budget private healthcare options are available has become a solution for Canadians too.    

Lifestyle & Thrill of Adventure

People have become more adventurous and open to the world. It is only natural that if you loved to travel all life, you would love to do it more once you have more time. In this case, many people tend to settle for retirement is a great outpost for traveling. 

While some choose familiar places where they loved to spend the vacations, and, maybe returned a few times, others are adventurous enough to explore an entirely new direction. People do value more experiences than material things now – and we love to see this change in society.

 Pursuing Hobbies or Passions

You know the feeling when you wanted to do passionately something but never had the opportunity – career, family, financial responsibilities. The good part about the golden years is that this is the time to do it. These are the years to dedicate to yourself.

Plein air painting, making wine, starting a jewelry business, or growing eco-garden – it all becomes suddenly possible. And you can dedicate more time to your hobbies, once your budget becomes manageable.

Retirees are welcome abroad


While the North American economy was bursting with ideas on what to offer Baby boomers once they move towards retirement and will have more disposable income, the Central and South American countries put up quite a competition to this bid:

  • Government programs for foreign retirees
  • A simplified way to get a PR status
  • Considerable infrastructure improvement
  • Affordable & higher quality housing projects
  • Investment programs to attract retirees
  • Legal and taxation systems improvement

These measures eliminate a lot of obstacles and concerns and make the decision to move much easier. 

 Strong local expat communities

Great and very active expat communities could be found in all popular spots for retirement. There are areas where you can comfortably live without knowing a word in Spanish, or Portuguese, or any local dialect. It creates a great sense of security and comfort for those who are in it not for the thrill of immersing in a foreign culture. 

 Communities like this make the whole process of adaptation much easier and faster, making so many things unexpectedly familiar in unfamiliar places.

Do you feel like you need help in creating your relocation plan?

The decision to move for retirement overseas is an important one. After all, you are deciding on your lifestyle for a few decades and must make serious financial decisions. It usually comes after extensive research and might be overwhelming with so much information available.

Emily Bron has dedicated the past few years to research on the best countries for retirement. More importantly, she traveled, invested, and tested it out on her own experience. A consultation with her will save you a lot of time and will provide with reliable, true to life information that will help you to create a clear step by step retirement relocation plan.  

Book an International Lifestyle Consultation
With Emily Bron

To learn about the steps to retire or relocate comfortably


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