Unlocking Financial Freedom and Personal Growth
Meet Monique Toonen, the inspiring 'Financial Alchemist' who transformed her life from one of hardship and adversity to one of empowerment and purpose. Having conquered childhood trauma and a battle with breast cancer, Monique now dedicates herself to guiding women entrepreneurs on their journey to financial independence through her revolutionary BLISS method. Join us for an enlightening conversation on resilience, financial freedom, and the importance of living authentically.
Inspiring Monique Toonen, the ‘Financial Alchemist,’ shares her journey from overcoming childhood trauma and battling breast cancer to helping women entrepreneurs achieve financial independence through her unique BLISS method. Tune in for a multilayered conversation about resilience, economic freedom, and embracing your true self.
TIMESTAMPS:
01:15 Introduction to Age of Reinvention
01:36 Meet Monique Toonen: Financial Alchemist
03:40 Monique’s Journey: From Adversity to Abundance
10:57 The Bliss Method: A Holistic Approach to Financial Freedom
19:13 Empowering Women: Reconnecting with Feminine Energy
27:47 Living the Digital Nomad Life
34:59 Final Thoughts and Invitation
Emily Bron: Hello and welcome to another episode of Age of Reinvention, the podcast where we dive into the stories of those who have dared to redefine their freedom, lifestyle, and purpose at midlife. I’m your host, Emily Bron. In today’s episode, we’re joined by a remarkable guest, Monique Toonen, a vibrant beacon of empowerment and financial savvy.
Monique, also known as financial alchemist, has transformed her life from one of adversity to one filled with abundance. Now, she dedicates her time To helping single woman entrepreneurs to do the same with their personal and financial lives. Through her innovative bliss method and passion for fostering independence, Monique has revolutionized her life.
Clients approach how her clients approach their money and mindset. Today we will uncover the secrets of her success and how she helps others thrive beyond their dreams. So grab your favorite drink and settle in for enlightening conversation. Whether you are looking to gain financial wisdom, learn how to type your life and how to tap into your inner resilience or find inspiration to reinvent yourself.
Welcome to Age of Reinvention, Monique. We are thrilled to have you on the show.
Monique Toonen: Thank you so much for having me, Emily.
Emily Bron: Yes. It was my pleasure. First of all, to know you and to know that you live now in the place that I so Playa del Carmen in Mexico and so many, I feel connections as it connect me with you and I believe would be interesting to share with other people.
And I understand that you’re working for women demographic only. But I believe that many things you’re speaking about will be helpful for anyone. My podcast is open for men and women.
Monique Toonen: Okay. Absolutely. Yes, for sure. I think it’s a general way, but I love to work with women. And my experience is that women are more open to receive guidance.
Men are less, less open to that. At least the men I know.
Emily Bron: No, I absolutely agree. That’s why I am welcoming everyone to here because I believe in this format some men will find, it’s easy to get the information and advice. Monique, could you please share with us the pivotal moment that propelled you from facing personal adversities, such as surviving sexual abuse at childhood?
And battling breast cancer to becoming the financial alchemist. Many woman look up to today.
Monique Toonen: Yes. Thank you. That’s a great question. And it’s actually the essence of my business and what I do today. Absolutely. Because if you look at my sexual abuse, I had to realize when I was 50, can you imagine, that after I was sexually abused this guy asked me, I was six years old, and he asked me to show me the road to a place where my grandma lived.
Back then, so I knew the way I could help him, right? The moment I decided to never trust anyone anymore, also not men, but people in general because I was in a situation when I was very young, you don’t know what is happening.
You don’t know how to place this in your real life. I helped this guy and look what he’d done to me. He abused me. So you can imagine how much impact that has and rippled in my life in, in business relationships, in, in personal, in love relationships that have had a huge impact.
And we all grew up with imprints and unconscious decisions that will impact your life hugely. But it takes years, sometimes decades, just like me. I was 50 that I realized that one decision impacted my whole life. So then if I realized it, then I could change it. And fast forward when I was in 2020, I was diagnosed with breast cancer, and that made me, I was like, holy moly, this can be the end.
And what have I done? Do I live my dream life? And the answer was no. So I made the promise. And this is also something I like to bring out to the world because a lot of people get sick and Me too. Breast cancer is a serious illness, right? And I say this because two other women had breast cancer as well, and they don’t live anymore.
But because most people think, okay, I’m going to the doctor, and I did too. I got chemo, I got a surgery.
Emily Bron: It was back in Netherlands let’s clarify, in Netherlands.
Monique Toonen: yes. I knew that if I don’t do the emotional work, I’m not going to survive.
And that’s why a lot of people don’t survive in the, any illness, because they don’t understand the spiritual message you’re getting. When you are sick.
Emily Bron: So how do you get it? I’m just fascinated. How you get it? It’s 50 that there is a message from the past. I don’t know you went through some therapy yourself
Monique Toonen: I did so many things, and to be honest And I’m working on this all for many years, And of course, the abuse was something that was, I was conscious about, but it was not, I wasn’t conscious about the decision I made, the emotional decision I made how much that rippled into my life.
But when I did the ayahuasca here in Mexico that’s for me ayahuasca is doing an ayahuasca ceremony is something that that will swipe away for like decades of therapy. When you do an ayahuasca session you immediately get the message.
Emily Bron: But you did it with professional shaman just to explain people, because many people have, caution and it should be about such.
Monique Toonen: Yeah, of course. No I got someone she is a Mexican shaman. And I had done it several ceremonies, not only ayahuasca, but that’s maybe a different podcast as well to dive into that. But yeah, for me, the reason I became a financial alchemist is also the same with how you approach illness many people want to become financially free, but they don’t they only do the outside work, they think they need money and they need to have assets or to re relocate their assets, which is true.
That’s the practical side, but if you don’t do the inside work, how to take risk, how to step into your greatness, how to create the purpose. A lot of people don’t know how to do that. So they keep on procrastinate on those decisions which is the reason why they never become financially free.
Although they do on the outside, everything the right work. And it’s the same with when you get sick, you go to a doctor, you get medicine, but if you don’t do the internal work. It’s not going to work. You will get ill again. And that’s the same with financial freedom. If you make sure you’ve got enough money, but it’s actually about being creative and resourceful.
And put your your desires first for me, when I was declared that cancer free, that was the moment that I decided I’m going to celebrate life now and what was my biggest desire that was travel. travel with my dog. And that’s what I
Emily Bron: did.
This kind of gets me to, sorry to interrupt you for the next question.
Like I see that your personal transformation and healing journey is very courageous and inspiring. How has this journey shaped your understanding of wealth, love, and self worth?
Monique Toonen: First off, if you don’t believe in yourself, you can’t pull it off. I actually wrote a post about it today. That was the moment that I realized that financial freedom was possible for me.
Only that realization was already like a beam me up Scotty moment. Okay, beam me up, Scotty. I’m going to do it. I think I can pull it off. And it starts with believing you’re worth having this life, first off, right? Because self worth starts with allowing yourself to enrich yourself in no matter what kind of aspect of your life, if it’s in love, if it’s in, in experiences, it doesn’t matter.
But without self worth, you don’t gain self confidence, because self worth, you need self worth to be able to mobilize. Self confidence. Self worth is an inner game. And self confidence is doing things that come from self worth. You need both.
Emily Bron: It’s a starting point.
You need to have resources. You need to have education, experience, skills. Whatever will help you money. Some starting, capital.
Monique Toonen: Yes, but most people but most things, most people think they need money. They may need, they need money to make money. And that’s not always true. You need self worth to be able to pull it off.
That’s what everything starts.
Emily Bron: So your work emphasize unlocking financial freedom. and everlasting love by embodying divine feminine energy. How do you help a woman reconnect with the part of themselves, especially those who are overwhelmed by work, some traumas in the past or healing from toxic relationships.
Monique Toonen: Yes. Here’s the thing. I discovered. With myself, but with a lot of clients as well, that’s women in general, or at least the women of my age or around my age, even a little bit younger than me have had the same experiences to be over independent. Because we’re like no, I’d rather have my own money than I would facilitate myself by a man.
But if you are hyper independent, you can still be independent and be feminine, but most women are independent in, in masculine energy. And a man, they want feminine energy because that’s the polarizing relationship. That’s the instinct. A woman wants the man who is strong, who can provide, who can love her, who can cherish her.
And the man wants a woman who is in her feminine who follows him in a way that is attractive to them. But also to him or, but also for both because you will thrive together when you are in that masculine and feminine energy, but if the woman has too much masculine energy, I see a lot of women and also in my program that wants a relationship, but they don’t know how to tap into the feminine energy.
So I start with them to work on. Why do they step into this masculine energy so much? And most of the time, it has to do something that happened in the past that they start to protect themselves afraid to be vulnerable because vulnerability is something that connects with feminine energy.
And they are afraid to get hurt. But the point is, if they stay in the masculine energy And put a facade up. That’s when they get hurt because they’re not true to themselves, not in the feminine energy, but also not true in their own soul. Understanding that the masculine energy is actually overshadowing that true feminine, divine feminine energy they have.
And every woman has that. Only it’s not accessible for them yet.
Emily Bron: You developed the BLEEF method as a unique approach to achieving a financial being while nurturing feminine energy. I believe it’s what you’re speaking about. Could you walk us through the foundational principles of this method and how it works and how it differs from conventional financial advice?
Monique Toonen: Let me start there because, as I said in the beginning, financial planners talk about money, they talk about assets relocation they talk about pension, and I talk about those things too. But my approach is a holistic one, because if you want to become financial independent and you work your ass off, excuse my language, for the next 15 years, what kind of life do you have?
So I work with them also what do you really like? What makes you on fire? For me, it was travel. Because I need the variety, put me in one place and I get crazy, that’s horrible for me. So for me, the antidote to life is travel. Because I like the variety.
So that was my core thing. So the bliss method is a five step method, and the first step is breathe. If you don’t know how to breathe, and I don’t mean having oxygen all the time, but also three dimensional. To to delegate to stop working instead of, Oh, let me do this.
I will do this myself or afraid to be lazy. If you never can really shut off your work, that’s what you learn in step one. So how to breathe so, so that you really can cut the cords from work and be in the present tense with yourself and the world around you, but also the people around you.
The second step is the L of liberation. Now, if you have identified from your past what your golden nuggets are, what lessons you have learned, what kind of consequences that had for you what are your childhood patterns that will block your true self? If you know this everything, but you don’t get liberated from it, You keep yourself at the same spot because you will self sabotage yourself over and over again.
So in step two, we work on how to truly integrate what you have learned in step two, like what are your true values, or what are your non negotiables, or how do you cope with those childhood patterns. Because those parents your past doesn’t go away, I will learn you how to cope with those patterns.
Then step three is invigorate and invigorate if you tap into new new energies because you let go, then something new comes to surface. And you’re like, Oh my God, I have a lot of stored energy where you never had be aware of because you have pushed it down all the time. Now it’s coming up to the open.
So you open up a well of energy and you start to think about, okay, how does your wealth need to look like? How does your love life look need to look like we are working on your vision and in invigorate, we also work on how to create healthy relationships.
So if you have a healthy relationship with a man that’s how you receive more love. If you have a healthy relationship with a business partner, that’s money because you can collaborate with each other because you trust each other, right? How do you do that? How do you end identify? Real healthy people who are open to collaborate, who are fair, who are taking ownership in the relationship.
Then the the last two S’s, the first one is stamina. Stamina is all about. Shit is going to hit the fan, be sure of it, because either way, you are tapping into your old self, or the circumstances don’t allow you to to do the thing you want to do, or you don’t get the results. How do you cope with that?
Because I always say you can approach life as project to project, but stamina is also, is only about approach life as a marathon. You need to practice to make it not perfect, but to make it permanent.
Emily Bron: Stamina, it’s more of masculine feature. I would say that some of the women have a lot in their life.
Probably we don’t know how to navigate it.
Monique Toonen: Exactly. It’s, but it’s also about determination. It’s also about perseverance. Let me put it this way, I always say, if you step in the into the entrepreneurial journey, it’s the same as that. You say, I want to have a child or I want to have a dog, or I want to have a pet.
You cannot say when your child gets sick, Oh, you get sick? I don’t want you anymore. Or when your dog is is having issues, you cannot say, Oh, that’s too hard for me. I don’t want you anymore. That’s not how it is. You have to be committed to it. You have to persevere. You have to reinvent yourself. You have to cope with the situation.
How do you deal with that? But it’s the same way in business. It’s the same way in love. It’s not always going to be smoothly. No, you deepen your journey with your clients, with your partner, with your business. But you have to be you have to understand that the energy you put into it.
And if you put like frustration energy before any task, it’s not gonna flourish. So you have to take aligned actions that are true with yourself. That’s how you compound this into the future. And the last one is serendipity. If you have done the four steps before, great. Then the magic starts to appear, because then.
You, you will be open for new opportunities. You look at life differently. You see how much is possible. The possibilities will show up in life. You even better than expected, because you’re not aware of it. You’re not aware of it. You have a different outlook to life and financial freedom.
You are truly free. You’re not worrying about money. You don’t have fear around money. You know how to enjoy life and how to create a life that is true to you. Because most people live a life that someone else granted them, and most of the time it’s their parents or it’s someone else who they have, who they admire, and then they end up being unhappy because they’re not living their true self.
Emily Bron: Many of our listeners are women in midlife. Who are looking to redefine their freedom, lifestyle and purpose. What advice do you have for them as they seek to make significant changes in their careers, personal life, relationship, how to start or from what to start?
Monique Toonen: For me the when I have learned, I would say, The first lesson they have to learn is how to be lazy.
Emily Bron: Really?
Monique Toonen: Yes. How to be lazy. And if you know how to do that, the rest will come. But that’s the first, was always, I was a workaholic. I was a workaholic, but I realized it was a trauma response.
Emily Bron: Can you define your laziness? Maybe you mean how to relapse, how to have me time, like what is definition?
Monique Toonen: Let me put it this way. People who are filthy rich are not the people who work hard, but they let the money work for them, or they let other people work for them. So how to be lazy is a three dimensional concept. It’s not only about how to relax, how to have me time, because you can sit or lay on your bed and thinking about the business all the time.
Lazy is doing nothing, thinking about nothing, not having the feeling that you have to do anything to deserve anything in life. It’s a three dimensional concept. And it, for me it’s the essence of feeling financially free. If you learn how to be lazy, that’s the essence of becoming financially free. It’s true.
Emily Bron: So maybe you don’t need a lot when you are lazy and you have time to meditate and think what is a better requirement for you to feel that you are living the life and you satisfied with minimum, you can be happy without many belongings. It’s what you mean.
Monique Toonen: Yes, exactly. Exactly. And that’s the essence of financial freedom.
Because if I know a lot of people who are, have a lot of money and whether they have millions on the bank, they worry about money all the time. They have fear about money all the time. They are afraid to spend money all the time. They are afraid to invest in themselves all the time, but they don’t learn the skills how to truly live life.
In an abundance mindset, because the universe always has your back. Always. It’s just a matter of time. I don’t worry a moment about money. I know that everything I need will come to me in the right time.
Emily Bron: How many years do you need to get to such conclusion in your case or to some realization?
Monique Toonen: That depends. I was in fact, I was financial free in three months, but to truly feel financial free, because when I really was financially free, I was like I don’t know what to do, because there was no drive anymore to, to pay the bills. My bills were paid. I was financially free. That means I don’t have to worry about money anymore until I die.
Emily Bron: So what happened before, like three months early? What happened with you?
Monique Toonen: I was in corporate for many years before. But I was a full time entrepreneur when I was let’s see, 2017, I became a full time entrepreneur.
And in 2020, I got cancer. And then I was like, I don’t I just was being resourceful and creative with everything I had. And this is what I teach in my program. Because I don’t know the situations of people to give them an advice. But the thing is, if you are creative and resourceful, you can find a solution for everything.
But are you open to the real to the solution? That’s the point. Have you got the courage to let it go and evolve yourself into a new dimension? That’s the whole thing, because a lot of people are attached to the old stuff, even things that they don’t use because they have a certain belief about it.
That, for instance if you don’t have a car you are poor.
Who says that? I don’t own a house anymore, but do I need one? I have a house and I I’m in a house right now. I pay 10 percent of the rent. So why does it happen? Because I am in serendipity. I attract those things.
I got bargains all over and over again. If I need something, I get it. And that’s the law of attraction as well.
Emily Bron: A little bit different side of this coin, as far as I understand. The journey of self worth and financial independence can often feel isolating, at the beginning at least.
Especially for non conformist woman and aspiring entrepreneurs like us.
How does your affluence company and you personally foster the community or support network for this woman?
Monique Toonen: I regularly post inspiring posts so that they can learn about how to feel financially free and also become financially free. And find out their last partner in life.
And that’s one of the things I the people on my list get information and deeper and more information than the people on my, in my network. So I would encourage people to to download a freebie of my website so that they can Start learning how to start the journey to become financially free.
And I also have a a podcast on YouTube. It’s a match your wealth where I also talk about how to heal. And because healing is a big part in in my teachings, I actually have three things that I teach about it’s about emotional barriers. It’s about healthy relationships, but also financial struggles.
And how to create your magic number, because, we think that as I told you before if we talk about financial freedom, we think, oh, we need millions, right? No, you don’t. You don’t need millions. But you do need some assets. And whatever that is needed. I will help you to get there.
I will help you to choose the strategy. So one of the taglines I would used in the past is I help women to become financial free by the business, the bank account or the better half. It’s a different strategy. If you want to become holding your own money by your business.
You have to negotiate with your partner to give you the space to do it. So if he’s a very demanding businessman, that’s not the perfect match for you. If you decide to become financially free by your bank account, that means that you already have some assets or you can buy real estate and you manage.
The residual or passive income and if you decide to choose the strategy to become financially free by your better half, you need to be very much into your feminine energy because the man who has the capital. Who has millions. You need to know how to inspire this man to take care of you.
Emily Bron: No, it’s a special assignment.
Monique Toonen: That’s what I say. But and it’s not it’s not like you have to choose one. You can combine those three, but you, I help them to choose the best strategy for them based on what they want to learn, based on how to how much they are able to surrender.
In the feminine energy.
Emily Bron: Interesting. Now, a little bit from the different angle, which I believe would be interesting to many people, not only me traveling the world with your dog spirit, yes. And living in a digital nomad life for part of the year sounds like many people’s dreams.
How do you balance? This lifestyle while leading your company up affluence and supporting yourself and your clients, how you combine it.
Monique Toonen: First off, and this is why I believe that when you want to become financially free, it’s also means that you are emotionally free, because if you know your self worth as a woman, You are attractive to any man, you will inspire any man to just to be true to yourself because in the long run, if you’re not true to yourself, you will end up in a divorce because in the end, the truth will come out.
So better straight on be true to yourself, but that’s most of the time for a lot of women are very tempting because they’re like I hope he likes me. And And it’s not Oh, I don’t care if he likes me. Those are opposites, but I said to my partner, I love you. I want to be with you.
I want to be in a committed relationship with you, but don’t put me in a golden cage. If you put me in a golden cage and my partner is, has enough resources he has he is a millionaire but it’s not about that. He has the resources and the money it’s about the person he is.
That I find attractive. You understand what I’m saying? So he is very much, has a high integrity. He takes me seriously. He takes my needs seriously. That’s why he agreed. On me traveling the world for two times, three months a year. And if he didn’t, it wasn’t my equal partner, and he doesn’t feel like it’s also a practical thing because he he is younger than I am.
He has his business still. So he cannot travel with me, but that doesn’t mean that he allows me to suffer with him, you understand what I’m saying? And that’s a healthy relationship. We talk about all those things and it makes me true. For me, it’s the best of both worlds, right?
I love having a healthy relation ship with a man I love my dog and we travel the world together. So I have also the freedom to be me. I have the freedom to be the woman I want to be. And this allows him also to be me. His own self having this freedom that he wants to have, and that’s when you have autonomy in a relationship, because I believe that two people are autonomous to themselves, they can create a third road together, because we all have our our differences.
It’s for me, it’s two people who try to find a third way together, who love each other.
Emily Bron: Excellent story. I understand that there’s no recipes, like it’s just some strategies and sometimes you in a, Feel the unknown, at least I feel, when you starting relationship, you don’t know how it gonna evolve or develop and so on.
Monique Toonen: I don’t agree with that Emily, because, and this is the thing, because I know what I value and I know what my non-negotiables are, and because I know them. I know how to stay true to myself and how to communicate what is working for me and what are my needs are. And if you cannot express that in a feminine way no man will be able to connect with you. That’s a skill. It’s a skill.
Emily Bron: Yeah. And you mentioned a couple of times overcoming barriers to financial independence involves delving into emotional healing and embracing one’s authentic self.
Can you share some clients success story Is it, exemplifies this transformation, like for other woman, your clients, people around you?
Monique Toonen: Yes. I one of my clients when she came to me she was an inspiring entrepreneur. But it didn’t work for her. And she was in financial quicksand.
She didn’t know what to do. She was like I don’t have money to invest. I, but I cannot find a job. I don’t know what to do. I’m stuck. She didn’t have a partner. And when she had a partner in the past, where the partners always rely on her. Because she was the one who was needy emotionally to those men.
So instead of, and she took initiative all the time. So when I worked with her, we started working on what are your values? What are your childhood patterns? What is your human design? How do you communicate it? And then they, these are all mindset issues, right?
Emily Bron: So how’s it? Yes, I’m trying to form the case with your client success story. So what happened in general and how it’s materialized?
Monique Toonen: Yeah first off she she now is not overwhelmed anymore.
That’s the biggest issue. She knows how to handle herself when she is emotionally overwhelmed. Whether it’s with the circumstances in her life, whether it’s with money, whether it’s making choices, she now makes healthy choices in her finances. And also sometimes you need to make decisions to let things go because first off, she was a she rented out Airbnb properties.
And but she was complaining about the fact that she had to be 24/7 present because yeah in Airbnb, you, everything can happen, it’s 24/7. And I said so I asked her, is this what you really want? And she said, actually, but this is the only resources for my income, and I was like I get it, but if you keep on giving this attention you will keep on receiving the things you don’t want.
So why don’t you make a different choice and start building that something that happy money, as I call it, to build something that you want to dedicate your life to. That’s the first one. The second one is that she has control over her money right now. She makes proper decisions to keep her money going and that the flow so she had instead of Paying off debt all the time and getting deeper in debt, she doesn’t do that anymore, because that that’s why she was in the first place was in that situation, she kept on spending suffering from it, you understand, but she ignored it.
And she now in love, she has at least she has a healthy Approach to what’s meant instead of she was like needy wanting to have a partner, wanting to have a partner to taking care of her, but instead she attracted men that abused her and that she needed to pay for, which is exactly the other way around.
That’s what she learned in my program to build this emotional foundation, to build a castle that never collapses because of the skills she is learning.
Emily Bron: I’m just thinking in a place where you are Playa del Carmen in in Mexico, I believe there are many or enough woman, of this kind who are in the search being like expats or digital nomads or even locals.
Did you find any difference? Between your interaction being part of this community in Playa del Carmen, say, comparing with your other clients, like online or whatever, back home in Europe, in Netherlands how different is your local community in Mexico?
Monique Toonen: I have been to a conscious community here in Playa which is in Playa Carb.
It’s very nice to be in a community where you are embraced with free spirits. So as I tell it, because most people who are here in Playa think the same way as I do freedom is more important than money because the moment I chose to stop chasing money and start living my value.
That is what I encountered here very much in Playa. Although there are also people who are still, especially locals that they don’t they stay in the rut. They stay in the rat race because they’re not educated with this financial literacy but I don’t serve local people.
Emily Bron: And a little bit more about your travel or digital nomad venues. What plans do you have? What do you find lately? where’s the Monique in the next couple of months to be expected? .
Monique Toonen: Okay. I am I’m leaving next, next month in October to Buenos Aires. I go for two months to Buenos Aires.
I’m very excited because I’ve never been in Argentina. And I love empanadas and parilla like a grill meat. I don’t eat meat a lot, but when I eat it Argentina food is amazing. And then I go for three months to my partner in the Netherlands. Then I will come back to Playa, then the Netherlands, and from next year I will be heading to Africa.
Emily Bron: Amazing. And again, I understand that it’s a result of a lot of work you put on yourself, on your healing, on your development.
Monique Toonen: Both sides, the business side and the inside. That’s where the alchemy is taking part.
Emily Bron: And for those women listening who are on the brink of their own reinvention, but are held back by fear or uncertainty, what is the first step or advice, would you recommend they take forward financial freedom and finding everlasting love?
Monique Toonen: Yeah, I would say I would love to invite them into match your wealth membership club where you can get started for $150 a week. And you can do this in your own time.
You can upgrade downgrade, pause within a year so that how it, it suits your lifestyle. Because, I know that especially those women who need to gain confidence, who have to understand how self worth is the basics of your new journey. That sometimes they don’t have the resources, so I make it available for them.
And of course I also do one on ones when people want to invest in themselves immediately, of course, I welcome them as well. And we work for four months straight on so that you have everything you need for the rest of your life, because the skills you’re going to learn in the next four months.
Emily Bron: Thank you very much, Monique. And again, for somebody who joined us recently I was having pleasure. I am with Monique Toonen, financial alchemist, and I would really suggest you to check the links after then after our conversation. Thank you very much, Monique. It was really a pleasure to be with you and listen to your advices.
Monique Toonen: Thank you so much for having me. And I’m looking forward to all the people who want to become a match for the wealth. Reach out to me on LinkedIn as Monique Toonen, the Financial Alchemist. Happy to receive you.
Emily Bron: Thank you.
And that wraps up today’s Age of Reinvention episode. My heartfelt thanks to our guest, Monique Toonen, for sharing her incredible journey and her powerful work and advice to support women in their quest for financial independence and personal fulfillment. If you feel inspired by Monique’s story, and want to learn more about her work or join her community, we’ll have all the links and resources mentioned in the show notes on our website.
Remember to subscribe to Age of Reinvention wherever you listen to podcasts so you never miss an episode. If you enjoyed our time together, Please consider leaving us review as it helps others find our content and get inspired to make their midlife transformations. Join us next times as we continue to explore the most compelling stories and strategies for creating a life of meaning and adventure at any age, and mostly after 50.
I’m Emily Bron, and I encourage you to embrace your next chapter with curiosity and courage. Until then, keep reinventing, reimagining, and redefining your freedom lifestyle. Take care.
Monique Toonen
Monique, known as the Financial Alchemist ✨
empowers unconventional women entrepreneurs to achieve financial independence and lasting love by embracing their feminine gifts. After a challenging divorce and a breast cancer diagnosis in 2020, Monique had a transformative realization about living in alignment with her heart and soul. This experience inspired her to create the BLISS Method™—a unique, holistic approach that focuses on emotional healing, creativity, and financial freedom. Through this method, she guides decisive women to break free from toxic patterns, attract healthy relationships, and build fulfilling, abundant lives. Monique’s mission is to help women unlock their unspoken bliss and thrive in every aspect of life.
Monique Toonen’s Reinvention journey is a testament to the power of resilience and the pursuit of financial independence. Known as the Financial Alchemist, Monique has transitioned from a life marked by significant hardships to one of abundance. She now channels her experiences and knowledge into helping single women entrepreneurs achieve similar financial and personal transformations using her innovative Bliss Method.
Her life mantra rooted in overcoming personal adversities, such as surviving childhood sexual abuse and battling breast cancer, has not only shaped her career but also transformed her perspective on wealth, love, and self-worth.
The Pillars of Financial and Emotional Healing
Monique emphasizes a holistic approach to financial independence, balancing practical financial strategies with deep emotional healing. Her proprietary BLEEF Method encapsulates this philosophy in five transformative steps:
- Breathe: Understanding the importance of taking breaks and managing stress.
- Liberation: Freeing oneself from past traumas and emotional blockages.
- Invigorate: Tapping into new energies and envisioning a future filled with healthy relationships and financial stability.
- Stamina: Building perseverance and determination to handle life’s challenges.
- Serendipity: Embracing the opportunities that arise when one is aligned with one’s true self.
A Unique Path to Wealth and Love
Monique underscores that financial freedom starts with self-worth. Many women, she notes, are trapped in hyper-independence driven by past traumas. By reconnecting with their divine feminine energy and embracing vulnerability, they can open themselves to healthier relationships and unexpected opportunities.
Her approach extends beyond traditional financial advice. She teaches women to embrace a lifestyle of abundance by focusing not just on financial assets but also on fostering fulfilling relationships and meaningful life experiences.
Real-Life Transformations
Monique’s client stories exemplify the profound transformations that can occur when emotional healing meets financial planning. One client managed to liberate herself from financial quicksand and overwhelming debt by aligning her actions with her values and focusing on creating happy money—earning in ways that bring joy and fulfillment.
Living the Dream: A Digital Nomad’s Tale
Monique herself embodies the principles she teaches. Currently living as a digital nomad, she balances running her company, Affluence, with exploring the world alongside her dog, Spirit. This lifestyle directly results from prioritizing her values, which include freedom and travel, and aligning her business to support her desires.
Her upcoming travels to Buenos Aires and Africa highlight the endless possibilities when one achieves financial and emotional freedom.
Advice for Women in Midlife Reinvention
For women in midlife looking to redefine their freedom, Monique advises starting with the fundamental step of embracing laziness—not in the sense of doing nothing, but as a way to reconnect with themselves and break free from the relentless pursuit of success that often masks deeper emotional issues.
Monique’s work, encapsulated in the Match Your Wealth membership club, provides an accessible starting point for those eager to kickstart their journey toward financial independence and everlasting love.
Conclusion
Monique Toonen’s incredible journey and dedication to empowering women through financial and personal reinvention offer invaluable lessons for anyone seeking a fresh start in midlife. Her holistic approach to wealth and encouragement to embrace oneself are a guiding light for many.
If you’re inspired by Monique’s story and want to learn more, subscribe to Age of Reinvention. Dive into more stories and strategies for creating a life of meaning and adventure after 50, and embark on your journey to redefine freedom and purpose.
Remember, the path to reinvention begins with the courage to embrace change. Until next time, keep reinventing your life with curiosity and courage.
For more information on Monique Toonen and her transformative programs, visit her on LinkedIn or check out the show notes on our website. If you enjoyed our time together, subscribe and leave a review.